Attention homeowners in Warroad and Roseau County: Get an Appraisal today!
The top 7 reasons why MN homeowners hire Dean's Appraisals:
Do you own a home in or near Warroad? Do you need help deciding the value of your real estate?
We at Dean's Appraisals understand the individual needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Dean's Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you get rid of unneeded and unwanted PMI insurance. Challenge property tax assessmentsLets say you live in an area that's going down -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Dean's Appraisals is your strongest weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Dean's Appraisals can help you reinstate your home equity line of credit with efficient appraisal. We Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Dean's Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home. |